Products

FIRST TIME BUYERS

Your mortgage is one of the most important financial decisions you are likely to make. The wrong choice could cost you thousands of pounds!We will guide you through your first steps onto the property ladder, with lots of practical help and mortgages designed specifically for first time buyers.You may be a novice at buying your home, so let the experts guide you through the mortgage maze.

Mortgages of up to 125% of property value available.

Remortgages

You don’t have to move home to get a great deal on your mortgage.
What would you do with the extra cash :-

Build an extension.
Add a conservatory.
Fit a new kitchen.
Release the value in your home.

And at the same time possibly gain:-

A better interest rate.
Reduced monthly payments.

Please note you may have to pay an early repayment charge to your existing lender if you remortgage.

Council House Purchase

If you are a council house or housing association tenant looking to buy your home, we can help you arrange a mortgage. With access to many Right to Buy schemes, you could borrow up to 95% of the market value of your property which could leave youYour home may be repossessed if you do not keep up repayments on your mortgage. cash for home improvements. Think carefully before securing other debts against your home.

Buying a 2nd Property

Whether buying a second property at home or abroad, we aim to arrange a great deal for you.
Property Plus have a great deal of experience in arranging finance for this type of purchase - just complete our online enquiry form to find out if we can help you.

Buy to Let

Investing in property has boomed in popularity and buying residential property to rent out privately has been hugely popular in recent years.
There are several reasons why you may want to buy a second property but whatever the reason we can help you find the best type of loan for your needs.

Buy to let mortgages are popular because:

Property is a great medium to longer-term investment.
Lower interest rates make buy-to-let mortgages more affordable.
There is plenty of demand for rental accommodation.

Mortgage lenders are offering competitive, specifically-designed buy to let packages to make life easy for the landlord. Remortgages are also available on existing buy to let properties, often with legal expenses paid. Please note you may have to pay an early repayment charge to your existing lender if you remortgage
We also recommend that you also take advice from a letting agent.

Life Insurance

After you’ve made such a big investment, it makes sense to protect it with suitable insurance. There are several kinds of insurance you may need to think about, such as:

Mortgage Payment Protection – aims to protect your monthly mortgage repayments in case you are unable to work because of an accident, illness or unemployment.
Life assurance and Critical Illness Cover – it's important to think about protecting your family and finances if you should die or suffer a serious illness.

Our mortgage advisers can provide advice and help you work out what insurance options you should consider for your situation and tell you about the policies we can offer.

Buildings & Contents Cover

Buildings and contents insurance – can provide cover for both the building of your home and your belongings against a wide range of risks such as fire, theft and accidental damage. It is usually a condition in the offer of mortgage that requires you take a buildings insurance policy over the property. Although you do not have to arrange the cover through ourselves we can provide you with advice, a very competitive illustration and instant cover .

YOU FIND THE PROPERTY AND WE DO THE REST!

Commercial Finance

We are able to offer finance for a wide range of commercial properties including shops, pubs and offices. Whether you are looking to purchase new premises, remortgage or even consolidate existing business finance we have the skills and experience to help.

Pre Sale Valuations

Thinking off Selling?

We offer a free Pre Sale valuation service
Our Property Consultant will advise you on getting your home ready for sale, provide you with a valuation of your property and a quotation for marketing it
Email or phone to arrange a free home visit

(Please note that this service is not authorised and regulated by the Financial Services Authority.)

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Not all Buy to Let or Commercial mortgages are regulated by the Financial Services Authority. Property Plus Mortgage Centre is an Appointed Representative of Thinc Assured Network Limited which is authorised and regulated by the Financial Services Authority